Australian Tax Guides 2025-26
Plain-English guides covering everything you need to know before lodging your 2025-26 Australian tax return between 1 July and 31 October 2026. Every figure uses verified ATO rates — no jargon, no guesswork.
2026 Budget Tax Changes Explained
The 15% rate, the $1,000 instant deduction, the $250 WATO, and the negative gearing and CGT reforms — what applies when, and what it's worth.
Should I Sell My Property Before June 2027?
A decision framework for investors weighing the 2027 CGT reform — general information, not advice.
Tax Return 2026: When to Lodge & How Much Back
When you can lodge from 1 July 2026, how your refund is actually worked out, and what makes it bigger or smaller.
Work From Home Tax Deduction 2025-26
Claim $0.70 an hour with the ATO fixed rate method — how to calculate it, the records you need, and what you can claim on top.
Australian Tax Brackets 2025-26
The 2025-26 rates and thresholds, the $18,200 tax-free threshold, the Medicare levy, and what you actually take home.
How to Lodge Your Tax Return in 2026
When myTax opens, the 31 October deadline, a step-by-step walkthrough, and how long your refund takes.
Tax Deductions Checklist 2025-26
Everything you can claim, what you can claim without receipts, and the common mistakes that cost people money.
Tax Return Mistakes That Delay Your Refund
The common ATO mistakes that hold up a refund or trigger a review — and exactly how to avoid each one.
EOFY Tax Tips 2026
Eight moves to make before 30 June — super top-ups, prepaying, donations and more — to maximise your refund.
Do You Pay More Tax on a Second Job?
No — but here is why your second job is taxed harder on each pay, the tax-free threshold trap, and how to avoid a surprise bill.
Side Hustle & Gig Economy Tax 2025-26
Uber, delivery, freelance, Airbnb or marketplace income? How to declare it, when you need an ABN or GST, and what you can claim.
Do You Pay Tax on Bank Interest?
Yes — how tax on savings interest works for 2025-26, how it is pre-filled, joint and kids' accounts, and the 47% TFN trap.
Dividends & Franking Credits Explained
Franking credits made simple — grossing up, the imputation system, refunds of excess credits, and a clear worked example.
Capital Gains Tax: Shares, Crypto & Property
The 50% CGT discount, the cost base, using capital losses, and how shares, crypto and property are taxed in 2025-26.
Rental Property Tax & Negative Gearing
How rental income is taxed, what you can deduct, repairs vs improvements, depreciation, and how negative gearing actually works.
Medicare Levy & Surcharge Explained
The 2% levy, the low-income threshold, and the Medicare Levy Surcharge tiers — plus when hospital cover is cheaper than the surcharge.
Working Holiday Maker (Backpacker) Tax
On a 417 or 462 visa? The 15% rate, no tax-free threshold, registered vs unregistered employers, super refunds, and lodging.
Are Centrelink Payments Taxable?
Which government payments are taxable and which are tax-free — JobSeeker, Age Pension, FTB, Parental Leave Pay and more, with offsets explained.
Ready to see your own numbers?
These guides explain the rules — EOFYmate's free calculator applies them to your income and shows your estimated refund live as you type.
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